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Passfolio is the brand name of Panchain, Inc. Passfolio Advisers, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission (“SEC”). The real estate industry is particularly sensitive to economic downturns.

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Investments in REITs and other real estate securities are subject to similar risks as direct investments in real estate.

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‍ Be sure to consider your own financial situation, perform thorough research, and consult with a qualified tax professional before making any investment decisions concerning REITs. These products are for sophisticated investors who understand their risks (including the effect of daily compounding of leveraged investment results), and who intend to actively monitor and manage their investments on a daily basis. Leveraged and inverse exchange-traded products are not designed for buy and hold investors or investors who do not intend to manage their investment on a daily basis. Some specialized exchange-traded funds can be subject to additional market risks. ETFs are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund. ETFs are subject to management fees and other expenses. ETFs are subject to market fluctuation and the risks of their underlying investments. Contact us at for a prospectus containing this information. Before investing in any ETF, you should consider its investment objective, risks, charges and expenses. Explanatory brochure available upon request or at Investors should consider the investment objectives, risks, and charges and expenses of an Exchange Traded Fund ("ETF") carefully before investing. Passfolio Securities LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Passfolio Securities, LLC does not provide cryptocurrency-related services. Securities products and services offered to self-directed investors through Passfolio Securities LLC Member FINRA / SIPC. Cryptocurrencies are not protected by either FDIC or SIPC. Passfolio Financial LLC is not a broker dealer. ‍ Currency and cryptocurrency exchange services provided by Passfolio Financial LLC (“Passfolio Crypto”), a US Money Services Business registered with FinCEN. Please read Passfolio Financial Cryptocurrency Risk Disclosure. Purchasing cryptocurrencies comes with a number of risks. ‍Securities and cryptocurrencies are very different types of assets. ‍ Investing involves risk, including possible loss of principal. Please read important legal disclosures that apply to your relationship with Passfolio. Please see our fractional shares disclosure. Please see the terms of our referral program. Please see our disclosures on other charges. Securities less than $5 cost $0.02/share. You can also always reach us at if you have any questions after submitting your transfer. To prevent problems, we recommend you confirm that your Passfolio account name and bank account name are the same. If your deposit is not made from an individual bank account in your name, your money will be transferred back to your bank account with potential bank fees charged. There may be problems with your deposit if you provide erroneous information when transferring, such as:Īlso, deposits must be made from an individual account registered to your name. Naira are converted at the rate when received. There is no holding period for funds deposited by Nigeria bank transfer. There can still be bank delays but we will be crediting deposits ASAP. The estimated time for the money to reach your account is typically between 10-30 minutes when the deposit is made Monday through Friday (except holidays) between 7am to 12:30pm PST. *Please see our Fractional Shares Disclosure We recommend you become educated on your country’s regulations about sending money overseas before depositing considerable amounts. Regarding limits, every country is unique and there might be limits imposed by regulation. After the first deposit, there is no minimum amount required. Your first deposit must be at least US$100. Copy the information in your bank’s mobile app or desktop and finish the deposit! Choose which account you want to deposit to: stocks or crypto ĥ. Passfolio charges a 2.4%* fee for converting you Naira into dollars.ĭeposit information is available in the Deposit section of your Account menu.











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